Construction businesses don’t fail because of lack of work – they fail because of cash flow.

At Bean Countery, we created the Cash Report Card™ to give contractors a simple, powerful way to stay on top of their cash – without needing a finance degree or another spreadsheet.

It’s not a fancy report to file away. It’s a tool to run your business with confidence.

bar graph illustration of cash flow grades

What Is the Cash Report Card?

The Cash Report Card is a monthly snapshot of your business’s cash movement. It shows you, in clear terms:

  • Where your money came from
  • Where it went
  • What’s left over
  • Whether you’re moving in the right direction

It’s your financial gut check — quick, clear, and actionable.

concerned construction business owner

Why It Matters

You might be profitable on paper, but still feel broke in real life.

That’s because profit doesn’t equal cash. If you’ve ever said:

  • “I’m making money, but where is it?”
  • “I can't tell if we’re doing well or just treading water.”
  • “I don’t know if I can afford that new hire or truck.”

...then the Cash Report Card is your new best friend.

It helps you: 

✅ Spot cash leaks
✅ Track your burn rate
✅ Understand if you’re overcommitted
✅ Know when it’s safe to grow
✅ Stop relying on your gut and start using data

confident roofer

What’s Included

Each month, we deliver a simple one-page report that breaks down:

  • Total Cash In (customer payments, loans, transfers)

  • Cash Outflows (payroll, subcontractors, debt, owner draws, and more)

  • Rolling 3-Month Average Burn Rate

  • Cash Position vs. Business Demands

  • Progress Toward Profit & Cash Flow Goals

We review it with you, explain what it means, and help you make decisions from a place of clarity.

Who It’s For

The Cash Report Card is included in our services for:

  • Residential roofing companies
  • Deck and patio builders
  • HVAC, plumbing, and trade contractors
  • Construction business owners who want to build a cash-strong company

You don’t need to be a numbers person. You just need to be serious about building a business that lasts.

Your Business Deserves More Than Guesswork

The Cash Report Card has helped dozens of construction business owners:

  • Make smart hires
  • Eliminate unneeded expenses
  • Build a buffer for slow seasons
  • Pay off debt and set aside profit

You’re already working hard. Let’s make sure your cash is working just as hard for you.